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    Top 5 Most Financed Cars in the UK
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    Top 5 Most Financed Cars in the UK

    March 5, 2025
    Marcus Thompson

    Which vehicles are UK buyers choosing when it comes to car finance? We reveal the most popular models and why they're winning drivers' hearts.

    The UK's Most Popular Financed Cars

    Based on 2024-2025 data, here are the vehicles that UK drivers are choosing to finance, and why they're so popular.

    1. Ford Fiesta

    Why it's popular:

  1. Affordable monthly payments (typically £200-£300)
  2. Excellent fuel economy
  3. Low insurance costs
  4. Reliable and practical
  5. Great resale value

    6. Typical Finance Deal:

  6. Deposit: £1,500
  7. Monthly: £245
  8. Term: 48 months
  9. APR: 8.9%

    10. 2. Volkswagen Golf

    Why it's popular:

  10. Premium feel without premium price
  11. Versatile hatchback design
  12. Strong build quality
  13. Good technology features
  14. Wide range of engine options

    15. Typical Finance Deal:

  15. Deposit: £2,500
  16. Monthly: £320
  17. Term: 48 months
  18. APR: 7.9%

    19. 3. Nissan Qashqai

    Why it's popular:

  19. SUV practicality
  20. Elevated driving position
  21. Family-friendly space
  22. Modern safety features
  23. Comfortable ride

    24. Typical Finance Deal:

  24. Deposit: £3,000
  25. Monthly: £385
  26. Term: 48 months
  27. APR: 8.4%

    28. 4. Vauxhall Corsa

    Why it's popular:

  28. Budget-friendly option
  29. Available in electric version
  30. Compact and easy to park
  31. Low running costs
  32. Good warranty

    33. Typical Finance Deal:

  33. Deposit: £1,200
  34. Monthly: £220
  35. Term: 48 months
  36. APR: 9.9%

    37. 5. BMW 3 Series

    Why it's popular:

  37. Premium badge appeal
  38. Excellent driving dynamics
  39. Strong residual values
  40. Available with attractive PCP deals
  41. Business car tax benefits

    42. Typical Finance Deal:

  42. Deposit: £5,000
  43. Monthly: £450
  44. Term: 48 months
  45. APR: 6.9%

    46. What Makes a Car Finance-Friendly?

  46. **Affordable Deposit Requirements**: Lower entry costs
  47. **Strong Residual Values**: Better PCP balloon payments
  48. **Reliability**: Lower maintenance costs mean predictable monthly expenses
  49. **Insurance Group**: Lower groups mean lower overall running costs
  50. **Fuel Economy**: Better MPG makes monthly budgeting easier

    51. Choosing Your Perfect Car

    Consider:

  51. Your monthly budget (including insurance and fuel)
  52. Your annual mileage
  53. Your lifestyle needs (family, commuting, hobbies)
  54. Running costs and maintenance
  55. Resale value if you plan to sell later

    56. At WHOOSH! Finance, we can help you finance any approved used car. Whether you want a practical Fiesta or a premium BMW, we'll find you the best deal.

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